Eliminate Property Taxes Legally

Every year, I take a few steps to lower my property taxes. Since my property tax bill is now twice my mortgage payment, I'm on it. But the time to act to lower your property tax bill isn't when. List of property taxes - How to legally eliminate all property taxes? - Calculate property taxes:Property tax is the tax, which is the duty charged by the government on an individual’s possession. The present estimate of the possessed property is calculated and the due tax is calculated with the present rate. This tax varies according to various jurisdictions in which the possessed property.

. New York’s Senior Citizen Exemption is 50% of your home’s appraised value.  You must be age 65 or older and have an annual income of no more than $29,000 as of 2019. If you’re lucky enough to live in this state and you qualify, your $7,500 tax bill just dropped to $3,750 because your home’s value is cut in half to $125,000. Now let’s say your property is located in Alaska.

This state offers a dollar amount exemption to seniors—$150,000 off the appraised value of your home as of 2019.  Here, you would pay only $3,000 annually on a property valued at $250,000 at a 3% tax rate: $250,000 less $150,000 comes out to $100,000 times 3%. The senior exemption is even better in the Houston area—$160,000 plus a 20% reduction off home values for all owners as of 2019.  In fact, the vast majority of seniors living in this part of Texas do not have to pay property taxes.

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You must be at least 65 years old and your Harris County home must be your primary residence. Honolulu comes close with an exemption of $120,000. It's slated to increase to $140,000 in 2020 thanks to 2019 legislation.

 It, too, applies to seniors age 65 or older. The senior property tax exemption is just $8,000  in Cook County, Illinois, and this is actually an increase, up from $5,000 in 2018. And Cook County does things a bit differently.

The exemption isn’t subtracted from your home’s value. It’s multiplied by the tax rate, then this amount is subtracted from your tax bill. At a tax rate of 3%, you can deduct just $240 from the second installment of your annual tax bill. Try not to spend it all at once. Then there’s Boston.

This city offers a meager $1,500 'Elderly Exemption 41C. ' But you can't claim it in 2020 if it makes your tax bill less than what it was in 2019, and you have to turn 65 by July 1. You must have lived in Massachusetts for 10 years, or have owned the property in question for five years.

Qualifying incomes are capped at $24,758 in 2020 if you're single, or $37,137 if you're married.State of New York. Accessed Sept. 20, 2019.Alaska Division of Community and Regional Affairs.

',' Accessed Sept. 20, 2019.Harris County Appraisal District. Accessed Sept. 20, 2019.Honolulu Civil Beat. ',' Accessed Sept. 20, 2019.Maria Pappas, Cook County Treasurer.

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